CARD Q005
An employer installs protective guards on machinery to lower injury frequency. Which risk-management method is this?
- Risk reduction
- Risk transfer
- Risk avoidance
- Risk retention
Risk reduction
The activity continues, but precautions reduce the likelihood of loss. Avoidance would eliminate the activity.
Why each choice is right or wrong
A. Risk reduction
Correct. The activity continues, but precautions reduce the likelihood of loss. Avoidance would eliminate the activity.
B. Risk transfer
Incorrect. Transfer shifts financial responsibility; the employer instead changes the machinery’s safety.
C. Risk avoidance
Incorrect. Avoidance would stop the hazardous activity rather than continue it with guards.
D. Risk retention
Incorrect. Retention means bearing risk rather than reducing the likelihood of injury.
Review the related terms
Use these lessons to revisit the concepts and try additional practice questions.