CARD Q078
A person loses qualifying employer health coverage outside annual open enrollment. What should be checked next?
- Guaranteed enrollment without any deadline
- Automatic continuation without an election or premium
- Eligibility and deadline for a special enrollment period
- A new annual open-enrollment period for all applicants
Eligibility and deadline for a special enrollment period
A qualifying event can open a limited enrollment opportunity. The applicable program’s event, documentation, and timing rules govern.
Why each choice is right or wrong
A. Guaranteed enrollment without any deadline
Incorrect. Special enrollment has conditions and deadlines; it is not open-ended.
B. Automatic continuation without an election or premium
Incorrect. Continuation can require an election and premiums.
C. Eligibility and deadline for a special enrollment period
Correct. A qualifying event can open a limited enrollment opportunity. The applicable program’s event, documentation, and timing rules govern.
D. A new annual open-enrollment period for all applicants
Incorrect. One person’s qualifying event does not create a new annual enrollment period for everyone.
Review the related terms
Use these lessons to revisit the concepts and try additional practice questions.