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QUESTION CARD Q097 · PUBLIC PROGRAMS

SSDI and SSI

Understand the answer, compare the alternatives, and review the related terms.

CARD Q097

Which distinction is correct?

  1. SSDI generally depends on insured work history; SSI is needs-based
  2. SSI depends on work credits while SSDI is based only on financial need
  3. Both programs require the same insured work history
  4. SSDI eligibility automatically establishes financial eligibility for SSI
CORRECT ANSWER · A

SSDI generally depends on insured work history; SSI is needs-based

Disability criteria and other requirements also apply. Do not confuse Social Security insurance benefits with Supplemental Security Income.

Why each choice is right or wrong

A. SSDI generally depends on insured work history; SSI is needs-based

Correct. Disability criteria and other requirements also apply. Do not confuse Social Security insurance benefits with Supplemental Security Income.

B. SSI depends on work credits while SSDI is based only on financial need

Incorrect. This reverses the key work-history and needs-based distinction.

C. Both programs require the same insured work history

Incorrect. SSI does not require the same insured work history as SSDI.

D. SSDI eligibility automatically establishes financial eligibility for SSI

Incorrect. SSDI entitlement does not automatically establish SSI financial eligibility.

Review the related terms

Use these lessons to revisit the concepts and try additional practice questions.

Sources & further reading