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QUESTION CARD Q093 · PUBLIC PROGRAMS

Advantage and Medigap

Understand the answer, compare the alternatives, and review the related terms.

CARD Q093

Which comparison is correct?

  1. Medigap supplements Medicare Advantage cost sharing
  2. Medigap supplements Original Medicare; Medicare Advantage is another way to receive Medicare benefits
  3. Medicare Advantage supplies only prescription drug coverage
  4. Medigap replaces Original Medicare’s hospital coverage
CORRECT ANSWER · B

Medigap supplements Original Medicare; Medicare Advantage is another way to receive Medicare benefits

Medigap helps with specified Original Medicare cost sharing. Medicare Advantage plans provide Part A and Part B benefits through private plans.

Why each choice is right or wrong

A. Medigap supplements Medicare Advantage cost sharing

Incorrect. Medigap supplements Original Medicare rather than Advantage.

B. Medigap supplements Original Medicare; Medicare Advantage is another way to receive Medicare benefits

Correct. Medigap helps with specified Original Medicare cost sharing. Medicare Advantage plans provide Part A and Part B benefits through private plans.

C. Medicare Advantage supplies only prescription drug coverage

Incorrect. Advantage provides A/B benefits and usually drug coverage, not only drugs.

D. Medigap replaces Original Medicare’s hospital coverage

Incorrect. Medigap supplements rather than replaces Part A.

Review the related terms

Use these lessons to revisit the concepts and try additional practice questions.

Sources & further reading