CARD Q094
A person with end-stage renal disease has Medicare Parts A and B. Which statement about Medicare Advantage is current?
- ESRD requires enrollment in a Medigap policy before Advantage
- ESRD permits enrollment only in Original Medicare
- ESRD eligibility requires waiting until age 65 to choose Advantage
- ESRD does not itself bar enrollment in an available plan
ESRD does not itself bar enrollment in an available plan
People with ESRD can choose Medicare Advantage if they meet enrollment requirements. The older blanket ESRD restriction is no longer current.
Why each choice is right or wrong
A. ESRD requires enrollment in a Medigap policy before Advantage
Incorrect. Medigap is not a prerequisite for Advantage enrollment.
B. ESRD permits enrollment only in Original Medicare
Incorrect. The blanket ESRD restriction is outdated.
C. ESRD eligibility requires waiting until age 65 to choose Advantage
Incorrect. Qualifying younger beneficiaries can enroll; age 65 is not universally required.
D. ESRD does not itself bar enrollment in an available plan
Correct. People with ESRD can choose Medicare Advantage if they meet enrollment requirements. The older blanket ESRD restriction is no longer current.
Review the related terms
Use these lessons to revisit the concepts and try additional practice questions.