Product title
Life & Health Insurance Exam Flashcards | 398 Cards + Study Guide

Product description

Prepare for your life and health insurance licensing exam with a clear, organized way to study. The Verbacard Life & Health Insurance Exam Flashcards set combines 298 term cards, 100 multiple-choice practice question cards, and a two-sided study guide poster to help you learn insurance vocabulary, compare similar concepts, and practice applying what you know.

Short definitions and practical examples make unfamiliar topics easier to understand. Practice question cards include answers and explanations, with step-by-step calculations where applicable and references to related term cards for further review.

What’s included

• 298 term cards covering life insurance, health insurance, annuities, and related exam topics.

• 100 practice question cards with multiple-choice questions, answers, and explanations.

• A two-sided study guide poster with a suggested study sequence, important comparisons, a worked cost-sharing calculation, and guidance for reviewing state-specific exam topics.

• Access to three complimentary online practice exams, with 50 questions per exam, through the QR code or web address on the poster.

Topics covered

• Insurance basics, risk, contracts, and agent authority.

• Applications, underwriting, and policy delivery.

• Term life, whole life, universal life, and variable life insurance.

• Beneficiaries, policy values, provisions, and riders.

• Annuities, taxation, and retirement plans.

• Health plans, deductibles, copayments, and coinsurance.

• Health policy provisions, claims, and disability income insurance.

• Medicare, Medicaid, and other public programs.

• Long-term care and supplemental coverage.

• Producer responsibilities and prohibited sales practices.

A study routine you can follow

Start with the foundations, then work through the topic groups using the poster’s card references. Recall each definition before turning the card over, test yourself with the matching questions, and revisit the terms behind missed answers. Color-coded sections and numbered cards help you keep your review organized.

Use this set alongside your licensing course and your state’s current exam outline. State-specific laws, requirements, and deadlines require separate review.

Build your insurance vocabulary and put it into practice—one card at a time.